Data We Collect and Why We Use It
When you open an account, we collect your name, email address, phone number, and the wallet identifiers linked to your DANA, OVO, or GoPay account. We use this to verify your identity, process deposits and withdrawals, and route support requests to the right team. When you
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browse the lobby, we also collect device type, IP address, and session data — this helps us detect unusual login attempts and keep your account secure. We do not sell your personal data to third parties. Payment transaction records, including amounts and wallet reference numbers, are
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retained for fraud prevention and are only shared with the payment processor handling that specific transaction. If you access ninggrat4d from Palembang or any other region in Indonesia, the same data handling rules apply across the board. You have the right to ask what we hold
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about you, request corrections, or ask us to delete your account data — subject to any legal retention obligations that apply under local law. Data retention periods are tied to regulatory requirements in the regions where we operate, and we aim to keep only what is
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necessary for the duration of your account activity.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.